How Do Banks Make Money? 

When you deposit money into a savings account or CD, the bank pays you interest.

Then the bank lends that money to homebuyers, businesses, and other borrowers at a higher interest rate.

That difference is called the 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐬𝐩𝐫𝐞𝐚𝐝, and it's one of the primary ways banks generate income.

Understanding this simple concept changes how many people think about investing.

Instead of only asking, "Where should I save my money?" some investors also begin asking, "How can my money work more like a lender's?"

Financial education isn't about promoting one strategy over another—it's about understanding the options available.

— Emily @ Canard Capital, LLC