Imagine a homebuyer purchases a house and finances it with a mortgage.

Instead of a bank owning that loan, an investor purchases the mortgage note.

Each month, the borrower continues making their scheduled principal and interest payment according to the loan agreement, while a professional loan servicer can handle collecting payments and maintaining records.

This is one example of how mortgage note investing works.

Every loan is different, and investment outcomes depend on many factors, including borrower performance and the terms of the loan.

I believe understanding different investment strategies helps people make more informed financial decisions.

— Emily @ Canard Capital, LLC